Healthcare: A Basic Guide to Coverage

Small-business owners seeking to provide some degree of healthcare benefits to their employees have a big job ahead of them. Besides making room in the budget for the expenses associated with insurance programs, they also must decide exactly what products will best fit their companies' unique needs.

The chapters in this section represent a healthcare primer. Besides taking a hard look at why health benefits are critical to both owners and employees, these articles offer a wealth of information on the healthcare reform law, general coverage, group insurance, disability, special programs and much more.

The Affordable Care Act - This article explains the different employer health insurance requirements and programs included in the Patient Protection and Affordable Care Act, commonly known as "Obamacare."

Healthcare Overview: Options and Resources - This article examines the "why" behind offering insurance options, available programs and where to find help.

Small-Group Insurance - Read this article for in-depth information on an array of small group medical plans, including indemnity, HMO, PPO, CDHC, EPO and POS programs.

Special Plans - Some employers offer additional healthcare products to fill in coverage gaps. This section addresses High Deductible Health Plans, dental insurance and vision plans.

Providing for the Future - Disability and life insurance programs can be confusing. This article provides a concise rundown of resources to help clarify the matter.

Assistance for Lower Income Workers - This chapter discusses premium assistance for lower-income workers under the healthcare reform law, as well as patient assistance programs, HSAs and more.

The Ins and Outs of Managing Cash Flow

In your medical practice, cash flow is perhaps the most important business concept to master. But what is cash flow and how does it work in the medical industry?

Security & Protection for Your Business

Every year, thousands of small-business owners lose money, property and sensitive information to breaches in security and fraud protection. Here are some practical, effective suggestions for avoiding potential catastrophe.

Handling Employee Payroll: In House or External?

Most people did not go into business dreaming of managing payroll, but payroll management is an incredibly important function.

Managing payroll can be time consuming and expensive. If you have employees, you can choose whether to keep the function in house or to use outside services.

Our Bank's Positive Pay is an automated cash management service that deters check fraud. Reduce the risk of unauthorized check payments and losses resulting from lost or stolen checks and/or unauthorized ACH debits. Read More

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