Home > Weekly Columns > Dave Ramsey

Font Adjust: A | A | A

Archive of Dave Ramsey Entrepreneurship

Archive of Dave Ramsey Entrepreneurship
America's trusted voice on money and business, Dave Ramsey is a personal money management expert and extremely popular national radio personality. His three New York Times best-selling books - Financial Peace, More Than Enough and The Total Money Makeover - have sold more than 6 million copies combined. His latest book is EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches.
  • Email Marketing Is Still the Most Effective Tool for Small Businesses...
    Struggling with business decisions? Learn practical tips to build your decision-making skills and lead your small business with confidence.... more
  • They Expect Me to Solve Every Problem
    Learn how small business owners can build leadership in their teams by shifting from problem-solver to coach. Practical tips to delegate, grow, and reclaim your time.... more
  • Don’t Put Your Small Business in a Hole
    Thinking about a merchant cash advance? Learn why MCAs are risky, predatory, and expensive-and discover safer alternatives to finance your small business.... more
Year to Date
First QTR
  • Take Time to Get Involved
    Discover how business leaders can make a meaningful impact in their communities. Learn strategies for building relationships, advocating for causes, and leading through service.... more
  • The Importance of Employee Buy-In
    Learn four essential steps to get your employees to buy into your company’s mission: strong leadership, clear mission and values, consistent communication, and a solid strategic plan.... more
  • So, You Want to Buy a Business…
    Thinking of buying a business? Learn how to assess its value, examine financials, understand costs, and avoid common pitfalls. A must-read guide for prospective business buyers.... more
Second QTR
  • They Expect Me to Solve Every Problem
    Learn how small business owners can build leadership in their teams by shifting from problem-solver to coach. Practical tips to delegate, grow, and reclaim your time.... more
  • Don’t Put Your Small Business in a Hole
    Thinking about a merchant cash advance? Learn why MCAs are risky, predatory, and expensive-and discover safer alternatives to finance your small business.... more
Third QTR
Year 2024
First QTR
  • If You’re Not Going All In, Stay Out
    Buying an established business with management might be a better fit. Unlike real estate, a new venture demands constant attention. Your personal commitment is key to its success. If you can’t invest fully, consider alternatives.... more
  • Be Fair, But Firm
    Approach your friend-client with empathy and honesty. Communicate your need for timely payment and propose a plan for settling the overdue amount and adjusting future payment terms.... more
  • Don’t Be Afraid to Start Small
    Dave Ramsey advises aspiring entrepreneur Kirsten to start her online business small, using existing funds, and gradually grow without debt, emphasizing the value of maintaining a full-time job for stability.... more
Second QTR
  • Compassion and Reasonable Boundaries
    Care for your team, but balance compassion with accountability. If an employee mismanages PTO, offer limited extra time for serious needs but discuss better future time management. Boundaries are essential.... more
  • Plug In or Promote from Within?
    Encourage leadership by fostering open communication, aligning values, and nurturing potential within your team. Invest in growth through mentorship and shared learning experiences.... more
  • Don’t Risk it All
    Encourage gradual pursuit of passion. Avoid cashing out 401(k). Start small to minimize risk. Don’t risk everything for a dream.... more
Third QTR
  • Seeking Investors
    Learn why growing your business with organic cash flow is crucial. Avoid rapid expansion pitfalls, investor pressure, and protect your company’s long-term success.... more
  • It Gets Easier, and More Accurate, Over Time
    Create a detailed business budget, focus on debt reduction from profits, and build a contingency fund for unexpected expenses. Refine your budgeting skills for better financial management.... more
  • Credit Cards and Business Integrity
    Discover how one entrepreneur stands firm on not accepting credit cards due to moral principles, handles pushy clients gracefully, and maintains business integrity while offering top-notch services and prices.... more
Fourth QTR
  • Give Them Examples
    Learn how offering free billing audits to local businesses can build your reputation, generate referrals, and grow your business. A smart way to trade services for valuable connections and real opportunities.... more
  • Buy it Gradually?
    Gradually buy inventory based on sales to minimize risk and avoid debt. This approach helps you ease into ownership while aligning costs with actual sales, creating a win-win situation.... more
This website and the articles contained within are provided as a free service to you and for general informational purposes only. Information on this website is not intended to provide legal, accounting, tax or other advice. Please consult your attorney, accountant, or financial or other advisor with regard to your individual situation. We also make no warranty or representation regarding, and do not endorse, any linked websites or the information appearing there.
© 2025 Small Business Resources.